DAD Micro-Credit Ltd

MANAGEMENT TEAM

Michael Murray

Branch Manager, Takoradi

Michael Murray is a qualified professional with a wealth of experience in the banking and microfinance sectors, bringing a strategic blend of management expertise and hands-on operational skills. With a Master of Science in Strategic Management and Leadership, Michael has a deep understanding of business development, financial management, and leadership principles. Over the years, he has honed his abilities in various roles, including branch management, marketing, business development, and credit operations.

In his immediate past role as Head of Marketing and Business Development at Westlake Capital Microfinance, Michael has been instrumental in driving the company’s growth. He has led a team of Loan Sales Agents, improving their performance through targeted training and supervision. His contributions have been pivotal in maintaining and expanding the company’s market presence, as well as ensuring compliance with the Bank of Ghana’s regulations.

Prior to this, Michael served as an Officer-in-Charge at GN Bank Limited, where he demonstrated exceptional leadership by increasing the branch’s net deposits by 100% within a year. He played a crucial role in customer acquisition, deposit mobilization, and branch operations, which earned him recognition as the Best Officer-in-Charge for the Western Region in 2017. His strategic approach to branch management included streamlining expenditures, optimizing branch operations, and fostering strong customer relationships.

Michael’s earlier experiences at GCB Bank Limited and Price Waterhouse Coopers further solidified his expertise in credit management, customer service, and financial auditing. His ability to process and manage loans, handle customer inquiries, and oversee foreign operations showcases his comprehensive understanding of banking operations.

Michael is not only proficient in the technical aspects of banking but also excels in team leadership, staff development, and process improvement. His ability to work under pressure, coupled with his excellent communication and interpersonal skills, has consistently enabled him to deliver outstanding results.

With a passion for continuous learning and a commitment to excellence, Michael Murray is poised to contribute significantly to any organization focused on achieving sustainable growth and operational efficiency. His track record of success and his strategic vision make him an invaluable asset in the competitive world of banking and finance.