DAD MICRO-CREDIT LIMITED is a Tier 3 Microfinance Institution. The Company is an active member of the Micro-Credit Association Ghana (MCAG), under the bigger umbrella of the Ghana Microfinance Institution Network (GHAMFIN). It has two branches and a Head Office located at Takoradi and Kasoa. The Head Office is at Kasoa, Off the Nyanyano road and adjacent to the Post Office.

 

DAD MCL started operation as a Micro-Credit Institution and had its commencement and incorporation, certificates from the Registrar General’s Department in July 2010. The company had its permanent operating license approved by the Bank of Ghana (BoG), the regulator on March 2013. It is worth noting that going through rigorous processes and assessments with the regulator to get a permanent license is a prodigious achievement. Dad Micro-Credit Limited had its strategic vision “To become the Leading Microfinance Institution in Ghana” with the guiding Mission to: “To provide superior financial service to economically active individuals and groups through excellent customer service, innovative and effective products, propelled by competent and well-motivated human resource resulting in maximization of stakeholders’ value”.

 

We are guided by the following core values : believe in God, Proactive,  Innovative and trustworthy.  At DAD MCL we believe that our well-motivated esteemed staff is the engine of the organization while our cherished customers and clients are the reason for our existence and so be sure to always get the best customer experience from us everywhere you locate us.

 

The DAD MCL Team comprises of highly professional Six member board that provides direction and ensures strict compliance with the internal controls and Bank of Ghana regulatory policies which governs the financial industry. Our management team is worthy of admiration for competency and professionalism. They supervise the day-to-day administration of the company services, products, policies, and procedures in the discharge of our esteemed services.DAD MCL basically runs two products namely, Loans and Investments. Our loan product is in four (4) categories -Small and Medium Enterprise (SME) Loans, Group Loans, Salary Loans, and Personal/ Individual loans.

We equally accept investments from highly networked people with genuine money. Our investments are normally for a year or more since it is for business purposes. We operate in the Central and Western regions of Ghana, precisely the Kasoa and Takoradi catchment areas respectively. DAD MCL has served 3896 clients of which 92% are women and 8% men over the 12 years of existence We have a dedicated customer service desk that always takes care of our customers and clients beaming with smiles to listen and provide quick solutions.